Credit Report Error Lawyer in Minnesota & Wisconsin
If you live in Minnesota or Western Wisconsin and discovered a mistake on your credit report, you’re far from alone. In fact, studies show that nearly 80% of credit reports contain significant errors. We see it every day. Our firm has helped people across the region correct credit reporting mistakes—whether the error came from a local credit union like Affinity Plus, Blaze, WESTconsin, or Royal Credit Union, or from a national lender or credit card company. We understand how these errors happen, and we know how to fix them.
Whether your credit report was mixed with someone else’s, wrongly lists missed payments, or reflects debt that was discharged in bankruptcy, our credit report lawyer knows how to help.
We Help With Serious Credit Reporting Issues
Our attorney handles cases involving:
Mixed credit files (another person’s data appears on your report)
Accounts wrongly marked as delinquent or in collections
Debt discharged in bankruptcy still showing as owed
What Sets Us Apart
Choosing a lawyer to fix your credit report is an important decision. Here are four reasons to consider working with Friedman Murray:
Personal attention. With many high-volume consumer rights firms, you work mostly with paralegal. Here, you’ll always work directly with an attorney.
We’re local. Many large FCRA firms are headquartered outside the Midwest. Our FCRA lawyer lives and offices in the Twin Cities and is a native Midwesterner.
No fees unless we recover. The FCRA requires the defendant to cover your attorney fees, so we don’t require any up front fees and you only pay us if we recover money.
A track record of results. We've recovered millions of dollars for clients harmed by credit report errors and fixed countless credit reporting mistakes.
What To Do If You Find an Error on Your Credit Report
If you discover a mistake on your credit report:
Get a copy of your credit report from all three bureaus: Equifax, Experian, and TransUnion.
Send a written dispute directly to each credit bureau who reported the error
Keep copies of everything you send and receive.
Talk to a lawyer if the error isn’t fixed or causes you harm (denied loan, higher rate, etc.).
We can help at any stage of this process, whether you’re just discovering a mistake or have already disputed it multiple times.
Learn More About Your Rights Under the Fair Credit Reporting Act
How credit reporting errors cost you money, housing, and job opportunities
How long do credit bureaus have to correct an error on my report
Your rights under the FCRA: How to sue when a credit bureau breaks the rules
How to recover from identity theft and repair your credit report
What Is a “mixed file” on my credit report and what can I do about it?
Tired of fighting a credit report error on your own? Book a free consult with FCRA attorney Todd Murray today.
Serving Minnesota & Western Wisconsin
Since 2009, Todd has helped people across Minnesota and Western Wisconsin fix credit report errors and reclaim their financial stability. He’s recovered hundreds of thousands of dollars for clients and corrected all kinds of credit reporting mistakes. Originally from Wisconsin, and now based in the Twin Cities, Todd brings a close understanding of the region and the challenges local residents face. Clients describe him as professional, approachable, and easy to work with.
Examples of Clients We’ve Helped:
WISCONSIN CREDIT REPORT ERROR
Our client, an Ashland, Wisconsin man, filed Chapter 7 bankruptcy. A few months later, he noticed that a credit card account that was included in his bankruptcy was on his credit report as due and owing. He disputed the account by himself, but they wouldn’t fix it.
MINNESOTA IDENTITY THEFT VICTIM
Our client, a Minneapolis woman, was a victim of identity theft. About 12 accounts had been fraudulently opened in her name. She had been trying for months to get the accounts removed from her credit report, but the credit bureaus refused to help.