Garnishments
Dealing with a garnishment is a scary and confusing process. Let us take the fear and worry out of the process. We’ve helped hundreds of Minnesotans facing garnishment and our work has saved our clients millions of dollars.
There are four ways to stop a garnishment: (1) claim an exemption; (2) negotiate a settlement; and (3) vacate the judgment; and (4) file bankruptcy. We’ll help you figure out which option is best for you and we’ll be by your side throughout the process.
Option 1: exemption
Claiming an exemption is a good option for anyone who receives need-based government assistance.
Option 3: vacate
Vacating the judgment is a good option for anyone who didn’t receive the lawsuit or has a really good reason for not responding to it.
Option 2: Settle
Settlement is a good option for anyone who can afford it and doesn’t want to file bankruptcy.
Option 4: bankruptcy
Bankruptcy is a good option for anyone who has other debts and no realistic way to pay them all.
Our fees in garnishment cases:
Exemption
$300/hour (1-3 hours in most cases)
Settle
10% of the debt ($500 min.) in 3 equal monthly payments
Bankruptcy
Chapter 13: $500 pre-filing in most cases
Chapter 7: $2,5000 in most cases
Vacate
$1,000 down plus 8 monthly payments of $300
Ready to talk to a lawyer about your garnishment?
Schedule a free consult with debt defense attorney Todd Murray.
Since 2009, Todd has helped hundreds of Minnesotans dealing with garnishments. His work has saved his clients millions of dollars (and many sleepless nights) in the process. Todd’s clients have described him as “very professional and easy to work with.” He lives in Minneapolis with his wife and four children.