Collection Judgments
Dealing with a debt collection judgment is a scary and confusing process. A judgment creditor has the power to garnish your bank account and wages and put a lien against your home.
Let us take the fear and worry out of the process. We’ve defended hundreds of Minnesotans facing collection judgments and our work has saved our clients millions of dollars.
There are three ways to deal with a collection judgment: (1) vacate the judgment; (2) negotiate a settlement; and (3) file bankruptcy. We’ll help you figure out which option is best for you and we’ll be by your side throughout the process.
Option 1: vacate
Vacating the judgment is a good option for anyone who didn’t receive the court summons.
Our Fees
$1,000 down, plus 8 monthly payments of $300
Option 2: Settle
Settlement is a good option for anyone who can afford it and doesn’t want to file bankruptcy.
our Fees
10% of the debt ($500 min.) paid in 3 equal monthly payments
Option 3: Bankruptcy
Bankruptcy is a good option for anyone who has other debts and no realistic way to pay them all.
Our Fees
Chapter 13: $500 pre-filing in most cases.
Chapter 7: $2,500 in most cases.
Ready to talk to a lawyer about your collection judgment?
Schedule a free consult with debt defense lawyer Todd Murray.
Since 2009, Todd has helped hundreds of Minnesotans defend debt lawsuits, judgments, and garnishments. His work has saved his clients millions of dollars (and many sleepless nights) in the process. Todd’s clients have described him as “very professional and easy to work with.” He lives in Minneapolis with his wife and four children.